Unauthorized Charges

Defending consumers against unauthorized charges

Girard Gibbs LLP represents consumers across the country victimized by unauthorized charges on their cell phone, cable, credit card, and other bills and accounts. Unauthorized charges can add up significantly for consumers, while the companies that engage in this billing fraud can reap tremendous profits. Fortunately, there are multiple remedies under the law for consumers to hold these businesses accountable.

Girard Gibbs' attorneys represent consumers in class action lawsuits to enforce these consumer protection laws and stop unauthorized charges, while returning millions of dollars to affected consumers.

>> Learn more about fair billing laws and regulations.

Lawsuits about Unauthorized Charges

Below are some of our noteworthy cases involving unauthorized charges:

Providian Financial Class Action Lawsuit

Girard Gibbs represented customers of Providian Financial credit card services in a class action alleging that Providian had assessed unauthorized charges to customers’ accounts and engaged in other fraudulent activities, in violation of the Truth in Lending Act (TILA) and other laws. The Court granted approval to a $105 million cash settlement, one of the largest all-cash settlements ever on behalf of credit card holders for unfair marketing and billing practices.


AT&T Unauthorized Charges Class Action Lawsuit

Girard Gibbs filed a class action lawsuit against AT&T alleging that thousands of people were assessed unauthorized charges by AT&T even though they were not AT&T customers at the time (a practice known as "cramming"). Girard Gibbs negotiated a class action settlement that provided class members with cash reimbursements for the alleged charges.


Trilegiant Credit/Debit Card Class Action Lawsuit

Girard Gibbs filed a class action lawsuit against Trilegiant Corporation, alleging that it assessed unauthorized charges to consumers' credit cards, debit cards, phone, bank, mortgage and other accounts by establishing subscriptions for its membership programs in their names without permission. The settlement provided class members with cash reimbursements for the alleged charges.

Problem with unauthorized charges?

Questions about unauthorized charges? Speak with a consumer protection attorney by calling toll-free (866) 981-4800 or filling out the form to the right.

Consumer Attorney

Eric Gibbs
Consumer Protection Attorney

A. J. De Bartolomeo
Consumer Lawyer

Dylan Hughes
Consumer Protection Lawyer

Geoff Munroe


Why Girard Gibbs LLP?

Girard Gibbs is a national litigation firm representing consumers, investors, employees, and small businesses in cases involving consumer protection, personal injury, securities, antitrust, and employment laws. The firm’s senior partners, Daniel Girard and Eric Gibbs, have been selected for inclusion in The Best Lawyers in America® 2012 and Northern California Super Lawyers, and have earned AV-Preeminent ratings from Martindale-Hubbell, recognizing them in the highest class of attorneys for professional ethics and legal skills.



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CLASS ACTION FAQs

    Q: How do I start a class action lawsuit?

    A: Even though class actions often help hundreds or thousands of people, it does not take that many people to get started. Instead, class actions often begin when a single person who has been wronged steps forward. Fill out the form above or call toll-free to speak with an attorney.

    Q: How many people are needed for a class action lawsuit?

    A: It is not always obvious to an individual whether their problem is grounds for a class action. Generally, there must be many people experiencing the same type of problem. Class action lawsuits often start when one motivated person decides to take action. Fill out the form above or call toll-free to speak with an attorney.

    Q: How much will Girard Gibbs consumer class action attorneys charge me?

    A: Nothing. Our consumer class action attorneys do not charge our clients for bringing a lawsuit.