Unauthorized Charges Class Action Lawsuits

Have you received unauthorized charges on your credit or debit account?

Girard Gibbs has filed a number of class action lawsuits on behalf of consumers who have been victimized by unauthorized charges. These unauthorized charges can occur when a company releases consumers’ private financial data to a third party, or when a company charges consumers for services they did not request.

The Electronic Funds Transfer Act requires that a company obtain written authorization from a consumer before making a preauthorized electronic transfer (a regularly scheduled transfer authorized in advance) from the consumer’s account. Unfortunately, many companies fail to comply with this requirement of the EFTA.

UNAUTHORIZED CHARGES CLASS ACTION LAWSUITS

Trilegiant Class Action Lawsuit

On July 18, 2008, the Illinois Circuit Court granted final approval to the class action settlement reached with Trilegiant Corporation. This settlement affected people who had unsolicited or unauthorized charges assessed to their credit card, debit card, phone, bank, mortgage or other billing accounts by Trilegiant.

Learn more about the Trilegiant Class Action Lawsuit

Providian Class Action Lawsuit

Girard Gibbs achieved the largest all-cash settlement for a class action lawsuit brought on behalf of victims of fraudulent credit card practices, including unauthorized charges, in its case against Providian Financial. The case alleged that Providian had charged credit card customers for fee-based programs, including discount programs and a credit protection plan, without their authorization.

Learn more about the Providian Class Action Lawsuit

Certegy Class Action Lawsuit

On August 14, 2007, Girard Gibbs filed a class action complaint against Certegy Check Services on behalf of consumers whose personal and financial data was sold to third-parties by a Certegy employee. The complaint alleged that Certegy, a company that provides check verification services to major U.S. retailers, failed to implement sufficient security measures to protect customers’ personal information.

Learn more about the Certegy Class Action Lawsuit

What can I do if I believe I have received unauthorized charges?

If you believe you have been subjected to unauthorized charges, or if you would like to learn more about unauthorized charges, please fill out the form on the right or call toll-free (866) 981-4800 for a confidential consultation.

Why Girard Gibbs LLP?

Girard Gibbs is a national litigation firm specializing in securities litigation, consumer class actions and complex business litigation. Girard Gibbs' managing partner Daniel Girard was voted one of Northern California's Super Lawyers in 2007, 2008, and 2009 by Law & Politics, recognizing him as one of the top 5-percent of attorneys practicing in Northern California.